The internet’s wide scale of influence is already known to almost everybody. The World Wide Web is now considered as a perfect marketing ground for business because of its unlimited potential to generate money. To make money online promotion web site is one of the fastest and easiest ways to make money that can be done on the internet. This type of business only requires an ample amount of time to handle and does not cost a high amount to operate. Earning money through site promotion is known as Affiliate Marketing. Usually, earning money by promoting a web site is on percentage basis. The more products are sold through promotion, the higher the commission a person gets. Web site promotion offers an easy way in earning money. What’s even greater is it’s free to apply. The next to worry about is how to promote a site effectively. Here are some helpful techniques in web site promotion can be tried.o Article Marketing – creating an article about the product is one of the most effective ways of introducing an item to the people. An article should contain quality information and should be informative. Avoid exaggerated claims as this will only result to long term damage. To quickly gain the trust of the people. Try to create an informative article by providing tips and natural remedies for their problem. These tips should be related to the goals of the web site. Do not forget to provide the lead site at the end of the article. By providing some tips, the people will feel that the writer may have a sincere intention to help and would eventually lead them to check more information by visiting the lead site.o Blog Commenting – instead of creating blogs for other people to read, why not try an interactive approach and join instead existing blogs. Although creating your own blog is also a great way to promote a web site, leaving comments are also effective in web site promotion. To make money online promotion web site it is important to socialize with as many people as possible to help gain their trust. Join topics that are related to the lead site’s objective. Leave enlightening comments and always remember that the main focus of every comment should be to provide help. After this, inform them about the existence of the site and provide a link that would lead them to the lead site.Make money online promotion web site is a numbers game. The success in generating money depends on the number of people visiting the web page, and of course the promotion strategy. Making use of PPC or Pay-Per-Click to promote a web site is also a nice strategy but it is costly. Starters are heavily discouraged to try PPC because of its fee that needs to be paid. So basically in this type of business, the more effective a person’s traffic strategy is the higher the chance of generating income.

As parents, all of us have fought the battle with our kids as they are absorbed into a video game or movie on an iPad, tablet or smartphone. We’ve had a better chance of getting the attention of Tom Cruise walking the red carpet than our kids.Today, it’s common for two-year-olds to be using iPads, elementary schoolers hooked up to video games, and we all suffer (or live with) the challenge of prying your middle-schooler away from the computer long enough to eat a decent meal…Technology is everywhere and its draw on kids is obvious, but is technology helping our kids learn?
Technology is becoming more social, adaptive, and customized, and as a result, it can be a fantastic teaching tool. That stated, as parents, we need to establish boundaries.Today, software is connecting kids to online learning communities, tracking kids’ progress through lessons and games, and customizing each students’ experience.By the time your child is in elementary school, they will probably well-versed in technology.Learning with Technology at School
Schools are investing more and more in technology. Whether your child’s class uses an interactive Smartboard, laptops, or another device, here are three ways to make sure that technology is used effectively.Young children love playing with technology, from iPads to digital cameras. What do early childhood practitioners – and parents, too – need to think about before handing kids these gadgets?Let’s start at the beginning: what is technology in early childhood?
Technology can be as simple as a camera, audio recorder, music player, TV, DVD player, or more recent technology like iPads, tablets, and smartphones used in child care centers, classrooms, or at home.More than once, I’ve had teachers tell me, “I don’t do technology.” I ask them if they’ve ever taken a digital photo of their students, played a record, tape, or DVD, or give kids headphones to listen to a story.Teachers have always used technology. The difference is that now teachers are using really powerful tools like iPads and iPhones in their personal and professional lives.Technology is just a tool.
It shouldn’t be used in classrooms or child care centers because it’s cool, but because teachers can do activities that support the healthy development of children.Teachers are using digital cameras – a less flashy technology than iPads – in really creative ways to engage children in learning. That may be all they need.At the same time, teachers need to be able to integrate technology into the classroom or child care center as a social justice matter.We can’t assume that all children have technology at home.A lack of exposure could widen the digital divide – that is, the gap between those with and without access to digital technology – and limit some children’s school readiness and early success.Just as all children need to learn how to handle a book in early literacy, they need to be taught how to use technology, including how to open it, how it works, and how to take care of it.Experts worry that technology is bad for children.There are serious concerns about children spending too much time in front of screens, especially given the many screens in children’s lives.Today, very young children are sitting in front of TVs, playing on iPads and iPhones, and watching their parents take photos on a digital camera, which has its own screen.There used to be only the TV screen.That was the screen we worried about and researched for 30 years.We as a field know a whole lot about the impact of TV on children’s behavior and learning, but we know very little about all the new digital devices.The American Academy of Pediatrics discourages screen time for children under two years old, but the NAEYC/Fred Rogers position statement takes a slightly different stance.It says that technology and media should be limited, but what matters most is how it is used.What is the content?Is it being used in an intentional manner?Is it developmentally appropriate?As parents, we need to be aware of the drawbacks of technology and its impact on eyesight, vocabulary and physical development. We also need to be cognizant of our kids overall development,My advice to teachers and parents is to trust your instincts. You know your child and if you think they have been watching the screen too long, turn it off.It’s up to us, as parents, to notice that your child’s computer time is reducing or limiting interactions and playtime with other kids and nudge them in new directions. To encourage them to be physically active, to get outside and play.It’s also up to the adult to understand the child’s personality and disposition and to figure out if a technology is one of the ways the child chooses to interact with the world.At the same time, cut yourself some slack.We all know that there are better things to do with children’s time than to plop them in front of a TV, but we also know that child care providers have to make lunch, and parents need time to take a shower.In situations like that, it is the adult’s job to make the technology time more valuable and interactive by asking questions and connecting a child’s virtual experience on the screen with real-life experiences in her world.Learning with Technology at Home
Whether you’re giving your child your smart screen phone to entertain them, or it’s your toddlers’ preferred playtime is on an iPad or tablet, here are eight ways to make sure your child’s experiences with technology are educational and fun.Focus on Active EngagementAny time your child is engaged with a screen, stop a program, or mute the commercials, and ask engaging questions. What was that character thinking? Why did the main character do that? What would you have done in that situation?Allow for Repetition DVDs and YouTube videos add an essential ingredient for young minds which is repetition. Let your young child to watch the same video over and over, and ask him what he noticed after each viewing.Make it Tactile Unlike computers that require a mouse to manipulate objects on the screen, iPads, tablets and smartphones allow kids manipulate “physical” objects with their fingers.Practice Problem Solving An emerging category of games will force your child to solve problems as they play, potentially building concentration and analytical skills in the process; although the jury is still out on this. There is no clinical data that supports the marketing message of app makers.Encourage Creation Use technology for creation, not just entertainment. Have your child record a story on your iPod, or sing a song into your video game system. Then, create an entirely new sound using the playback options, slow down and speed up their voice and add different backgrounds and beats until they’ve created something uniquely theirs.Show Him How to Use It Many computer games have different levels and young children may not know how to move up or change levels. If your child is stuck on one level that’s become too easy, ask if he knows how to move up and help him if he wants more of a challenge.Ask Why If your child is using an app or game the “wrong” way, always pressing the incorrect button, for example, ask them why. It may be that they like hearing the noise the game makes when they get the question wrong, or they might be stuck and can’t figure out which group of objects match number four.Focus on Play Young kids should be exploring and playing with technology. This should be considered play, and not a focus on drilling skills.Ask For Your Own Log-In Often, school programs come with a parent log-in that will allow you to see your child’s progress. If it doesn’t, ask to see the reports that a teacher has access to. Then, check his progress every few weeks. It’s a great way for you and your child to be on the same page about their progress.Ask About Teacher Training Technology is often implemented in classrooms without appropriate professional development. If your child’s classroom is using a whole-class system, such as Clickers or an Interactive Smartboard, ask how it’s used in class and what training the teacher has had. “As a parent, you want to know if teachers feel well trained and they’re putting [new technologies] to good use.Find Parent Resources One of the best ways that technology can help your child is by helping you learn more about learning.Computers, smartphones, and tablets aren’t going away, but with a few tweaks and consideration, you can make your child’s technology-time productive, educational, and fun!Let’s be honest. Most children can use a mouse, open and close apps, and even search the internet by the time they are three years old.Once they have the cognitive ability, it’s time to talk with your child about internet safety.Set clear guidelines and internet safety rules about what types of media are acceptable and carefully support and monitor your child’s technology use.Tell your child to never share her name, address, or personal information online or on social media.Talk with your child about what to do if he comes across inappropriate content (close the screen and alert you), and make sure you have a high-quality web filter and security system in place.Wrapping it Up
Help your child understand that technology is just one of many tools for learning. Download educational games, read books and conduct research. When your child asks a question, conduct an Internet search to find the answer.Before you press the off button, consider the ways that you can maximize your child’s technology time at home and school.

Go to virtually any trade show and you are likely to find all the pens, yardsticks, key chains, cups, plastic bags, magnet and handheld fans you will need.Each items is prepared especially to present the booth visitor with an impression of a specific business.Company colors are used in the giveaway product and the staff will typically wear polo or t-shirts that are emblazoned with the company logo and colors. Bags are filled with brochure information, window stickers and other promotional products.Today’s trade shows are different than they were ten years ago – at least in one respect. Ten years ago the primary information on most of these promotional items was the business name, address and phone number.Now? Well, website and email contact information is often considered more valuable to both customers and business owners.Most business owners know that the Internet has changed the way most people view business. No longer do customers need to come to a brick and mortar location first to discover if the business really has what they need.From the comfort of home an individual can take the promotional item they received at a trade show and use the information to log onto the website to take a look. It is possible they can even order an item without ever needing to visit the showroom.On the refrigerator of many homes you will find some promotional magnets holding up pictures of children, grandchildren, inspirational news articles and other memories. Sure the magnet serves a utilitarian purpose, but it also provides a reminder of a business they might need.Every time a woman reaches into her purse and grabs a promotional pen she is briefly reminded of the company she received it from.You see, site promotion tools aren’t limited to the Internet. The web certainly has a prominent role in site promotion, but you shouldn’t rely exclusively on web-based promotion to reach consumers.Site promotion is business promotion. When you promote your site you are promoting your business.Since the paradigm has shifted from in-store visits to online perusal it has become easier for the consumer to recognize the control they have in buying decisions. Make sure that the site you send customers to is more than a glorified business card. Consumers should have a feel for what you have available and, in a best-case scenario, be able to make a purchase of a desired product online.If your not accessing the power of offline promotion in your site promotion plans, maybe it’s time to take another look.

Wedding entertainment is a great way to celebrate holy union with friends, family and guests. It creates a perfect ambience for your party or wedding and sets the mood or tone for the day. This creates a stimulating and visual source of enjoyment for each guest. It encourages even those who don’t love dancing to enjoy a great moment. Entertainment offers something for everyone through its mild wedding theme music and ceremonial dance steps.The sound quality of live music is yet another advantage of entertainment. It sounds highly professional and copes with the reception venue acoustics well. Professional wedding entertainers tailor their dance steps and sounds to suit the occasion and achieve strong balance between audibility and non-drowning of conversation.Wedding Entertainment authenticates your marriage theme, bringing it to life. Entertainment comes in various forms and shapes. Hence, it is important that you get the correct musical and dance genre for the big occasion. Marriage entertainment accommodates a wide range of tastes for Celtic, folk, punk and samba music through to classical country or western music.Great entertainment gets guests out of their seats. They are precisely planned and include a repertoire of songs revolving around the theme. Professional wedding entertainment includes a high quality band as the source and centerpiece of visual entertainment. Live entertainment ensures there are no silent moments. It also adjusts, checks and modifies the tempo as the party progresses.Great entertainment yields life and energy to dance floors. Live entertainment offers excellent returns on investment making guests talk about them for years and weeks to come. Wedding magicians, professional dancers and singers make up for great entertainment. They raise the tempo of wedding celebrations.

It is a common misconception that all accounting software aimed at small business is the same. This couldn’t be further from the truth. There are different products in the market to meet different business needs that all come at varying prices all with their own pros and cons. It is the purpose if this article to explain the different types of accounting software and to allow you to make an informed decision about what type of accounting software best suits your business.We will start by focussing on the term SME as we believe this best explains the three types of small business that exist – small, medium and enterprise. Whilst it is right to bracket all of these types of business together they all have very different characteristics and needs. As a result depending on which one of these brackets your business sits in will have different repercussions on your requirements from your accounting software.1) Small Business – are characterised as an SME business that has just starting out, freelancers or companies that have relatively small revenue lines into the business. Owners of these businesses are very focused on all capital expenditure and ensure that all spends are tangibly linked to driving growth within the business. Objectives at this stage are to achieve sustainable income lines into the business in order to stimulate growth within the business.2) Medium business – Slightly larger SME business that now have sustainable revenues and have achieved solid growth. It is likely that medium businesses have recruited some employees to facilitate the new level of work that has to be completed. Medium businesses are looking for increased structure from their financial management as well as a way of monitoring costs and expenses as employees in the business grow.3) Enterprise Business – This is the largest type of SME business. Businesses of this scale have tended to grow in size, stature and operational complexity. Department structures will have now taken place, business administration increased with human resource management becoming more prominent in the business. By having additional scale and complexity in the business there are increased requirements for support with driving process efficiency in both financial and operational management. The larger more complex accounting products cater for these demands at an additional premium.It is clear when looking at the above 3 types of business how it would be virtually impossible for a software company to make a generic small business accounting software system to cater for all budgets and needs. A small business would require a significantly less complex product than an enterprise small business. This may appear quite an obvious statement to make; however, there are many SME owners that still believe that if they purchase a generic product specialising in small business they will have a great product designed for their business. For this reason I wanted to be clear toward the two main types of accounting software that exists.1) Bookkeeping Software – Bookkeeping software packages perfect for a business that simply wants to manage their incomings and outgoings in an effective compliant manner. They enable an owner to input key information sources such as sales income, purchase expenses, cash and bank transactions. The accounting software takes these pieces of information and automates the double entry bookkeeping principles by producing simple accounts payable, accounts receivable and general ledger accounts. These basic accounting software features are more than enough for an SME owner to understand their financial position and complete end year reports.2) Sophisticated accounting software solutions – The enterprise small businesses are likely to want their accounting software to do more than simply work out their balance sheets. Because of the additional business complexity accounting software features such as fixed assets registers, inventory/stock control, job costing and payroll become appealing. All of these features allow an enterprise small business to manage their business more effectively by managing their assets, providing support on how to manage stock control and managing human resources effectively. These additional features enable an enterprise business to not only to manage their financial accounts but also to drive efficiency within the business.The medium small business sits in between these two types of accounting software. Choosing the right accounting software for a medium business completely depends on the businesses particular requirements of the business at the time of purchase. There are many accounting software products in the market that are aimed at the medium business market and all have pros and cons in terms of features. Some have a greater emphasis on HR related features some have greater financial forecasting and modeling capabilities. The only way to ensure that the right product is purchased is to go through a thorough exercise of mapping products to business requirements.Whatever the size of your business it is critical that you base any decision to buy accounting software on the particular requirements of your business. Don’t be swayed by brand or recommendations do a thorough requirements tracking exercise and use these requirements to guide whatever you decide to buy.

Many people nowadays wish they could create a home business online. However, many people do not know how to go about doing it. If you’re one of them, there is no need to look further. This article will help answer some of your questions about owning and operating a work from online business.TIP! Open a customer phone line for your online business. You can have this is as a write off on your taxes.Have you found your online business niche? Know ahead of time that the persons you are marketing to will benefit from your services. Once this is done, making sales will become easier. Ask people how they feel about the niche you have chosen. Find out if they can refer you to customers, too. Keep on top of trade shows in your area for your specific industry. Attend as many as possible to see what types of people are buying and reach out to them.TIP! Purchase new equipment. Much of the cost can be written off on your taxes, and in certain years, the IRS gives greater rewards for equipment purchases.Set up a “DBA” or “Doing business as” license in your home state in order to register your online business. Your local Chamber of Commerce or bank can provide the assistance necessary. You will find this to be inexpensive and allows for separation of home business online and personal accounts.TIP!Consider a new phone line installation before launching your business online. This separate line may be important so that your phone calls can be answered as professionally as possible, without distractions like children, pets, other people, or noisy activities in the background.Excellent liability insurance is a must for any business enterprise. Remember, this is very important if you plan on having people visit you at your business. This will allow you to be protected in case something was to happen to someone on your property.TIP! You could make a business online out of selling used books. There are many websites available for people who want to sell used books.If driving is a big part of the business, keep good records. Mileage and fuel expenses can be written off on your taxes, and you might be surprised to see how much you can save this way. You may end up writing off a lot!TIP! Your business online will require an Internet connection, don’t miss out on the tax deductions for it. You can claim a portion of the total cost of these services for business online purposes.How good are you at managing your time? Many home businesses online require lots of time, since you don’t have a staff to help out. Make sure errands like post office runs and supply shopping are scheduled.TIP! If you are driving for your home business online, keep track of the gas mileage for a write off. These travel expenses, even if they are only for a day trip, are considered to be 100% deductible.Don’t be afraid to branch out. Brainstorm and think about what other products and services you can offer that complement your current inventory. As an example, someone working in the landscaping industry may also wish to sell various maintenance tools or equipment. Affiliate opportunities are also a great addition.TIP! Have your loved ones and friends avoid interrupting your home business online workday by calling ahead as they would with any job. This lets you stay focused on work, including phone calls.Business Ideas For Home EntrepreneursTIP! By scanning your receipts and expenditures and saving them to your jump drive, you will eliminate the need to hold onto boxes of files. There are quite a few available on the market, so read a few reviews before you decide which one to buy.You can find much work from home business online ideas on the Internet. However, you must know that there are many scams about home business online so-called opportunities. Some scammers sell you things that can be found for free, such as government resources. Some home business online ideas are just pyramid schemes, looking for an uninformed novice. Some scams are more convoluted and ask you to pay for access to high paying jobs, or tuition for classes online that are irrelevant. If you think it isn’t legitimate, don’t bother with it.TIP!You need to understand which things are and are not deductible come tax time for your business.Choose a business that is close to your heart. Running a home business online enterprise that you really enjoy will help to keep you motivated, and customers will notice. That helps a lot when you want to expand your customer base.TIP! Talk to your bank to find out about business accounting. He or she can assist you in opening a bank account for your home business online, obtain checks that include the name of your company and put in an application for a home business credit card or line of credit.Your focus should be to satisfy all of your customers. Satisfied repeat customers are easier to get sales from than new ones. A happy customer will return time and time again.TIP!A PO box is crucial if you are trying to start a home business. Your home address is the worst address to use when starting a home business..Join discussion groups and online forums for those with home businesses online. This is a useful way to communicate with other entrepreneurs and also promote your enterprise.TIP! Make sure to manage cash flow efficiently. You’ll have no trouble maintaining the cash you make if you know what to do.The advice shared here should be in the back of your mind while you think of ways to run your own home business online. Remember, though, this information is only as good as the effort you put into applying it. Do that and you should succeed quickly.TIP!Share space on a server instead of buying your own server for a small home business online. This is referred to as virtual hosting, and likely provides everything you need.Pete Wilson [Helping You Succeed]

Are you one with bad credit? Do you need a large personal loan of $10,000? Though a large, $10,000 personal loan with bad credit is not super easy to find, it is also not impossible. If you are aware of what to do and where to look, finding that $10,000 personal loan with bad credit is possible. This article will provide you with all the tips and tricks you need by providing three legitimate paths that you can follow.Path 1: Find a CosignerBecause of your bad credit, $10,000 personal loans are not easy to come by. But what if you could negate that bad credit score and instead apply for a personal loan with a good credit score? Sound impossible? Well, it’s not. By finding a cosigner with good credit, you will be able to apply for and receive a $10,000 personal loan with ease.There is one, major stumbling block here, though. When you use a cosigner on a personal loan the person who cosigns with you is taking equal responsibility for the repayment of that loan. Essentially, that person is putting his or her credit on the line to get you the personal loan you need. This means that you need to be absolutely certain that you can repay this loan. Also, only approach people who you trust and who trust you in return because failure to repay your loan can ruin a relationshipPath 2: Use Collateral as SecurityIf you cannot find a cosigner, the next option is to find collateral to back your loan. Similar to using the good credit of another person to insure your $10,000 personal loan, using the value of real property can accomplish the same feat. Borrowers with poor credit who own a home can use their home’s equity to secure the loan in this regard. In some states, borrowers can also use their car or truck to secure the loan, but it needs to be paid off and worth more than the value of the personal loan you take.Home equity loans are the better choice for this reason and are far easier to acquire for bad credit borrowers, but there are still considerations that you need to make. Just as with a cosigner, there are major consequences if you fail to repay your loan as you agreed. In the case of secured loans, you will lose whatever property you leverage against your $10,000 personal loan. So therefore, failure to repay this loan could result in losing your home or vehicle.Path 3: Collect Several Smaller LoansBecause of your poor credit, finding one, unsecured loan for $10,000 without a cosigner is quite simply impossible. However, you may be eligible for several smaller loans such as payday loans or cash advance loans. You can then add all these small loans up together and get the $10,000 you need.Cash advance and payday loans are really great choices if you need to get a loan with bad credit for one simple reason: no credit check is required. Therefore, your bad credit score will not count against you. There are some caveats, however, with these loans. First, because of the lack of a credit check, the interest rates on cash advance loans are slightly higher than any other loan you will find. Second, these loans are meant only as short term solutions. Generally, the repayment period on cash advance loans is 14-90 days. Clearly, you should only follow this path if you will have the money to repay your loan quickly.Get a $10,000 Personal Loan with Bad CreditAs you can see, for people with poor credit, $10,000 loans are available. However, you will need to follow one of these three paths in order to acquire it.

It’s the perfect case scenario: you have cleared your driving test and you have been saving to buy your dream car for a long time. However, before signing that dotted line on your auto loan agreement, there is an element of hesitation in the air; stemming from the fact that you don’t have any credit history. Your credit history can be a deciding factor in knowing whether your loan is approved or rejected. Many a times, however, there just isn’t enough credit history to get started with.There might be many reasons why a person has a no credit history. Usually, college graduates and teenagers have no credit history because until now, there wasn’t any chance for them to establish a credit record.Another instance of people with no credit history is recent immigrants who moved to a new country and haven’t applied for an auto loan, as they mostly prefer to make cash transactions. But applying for a loan can be a good thing, especially when you borrow wisely and sincerely pay off the debt in the given term period. Also, an auto loan means that you can save the amount equivalent to a car and invest it elsewhere. If you have newly graduated from college or moved to a different country, the amount you save can be of incredible help to you.So, how can you qualify for An Auto Loan with No Credit History?· Find a co-signer A co-signer is typically someone who adds his or her name to your loan, thereby agreeing to repay the loan on your behalf, if you default on the loan. Being a first time car buyer, a co-signer with a good credit rating can be a huge factor in getting approval for your loan.The only measure of checking if you can repay your auto loan is to maintain a good credit history. However, in the absence of a credit history, a co-singer with a good track record can act as a back-up if you cannot repay your loan. Therefore, having a co-signer instills a sense of security in your auto lender and he will be more willing to give you an approval for the loan.· Increase the down payment amountAn auto lender is more likely to approve your auto loan if you are willing to pay a hefty down payment prior to availing the auto loan. Usually, a twenty percent of the car price is considered to be a good amount for making down payment. However, if you can pay an amount greater than the customary amount on the down payment, you are more probable to drive off with your auto loan. The reason behind it is that a hefty down payment reduces the overall loan amount and the auto lender is assured of your payments.· Spot a suitable loan Different auto lenders may propose varied auto loan programs depending on your situation. There might be some loan programs tailor-made to your specifications, say; some may be designed for students out of college while others may be drafted for residents new to the country. Keep an open eye for such accommodations that may fit into your loan program.Being a first time car buyer without any credit history is not all that difficult. There are many auto lenders who provide auto loans to people with no credit history. Keep those above points in mind and, soon, you will be closing your first auto loan deal for your new car.

Key Insights
The strong pullback in the U.S. dollar provided significant support to stocks.
Treasury yields have pulled back after touching new highs, which served as an additional positive catalyst for S&P 500.
A move above 3730 will push S&P 500 towards the resistance level at 3760.
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Pfizer Rallies After Announcing A Huge Price Hike For Its COVID-19 Vaccines
S&P 500 is currently trying to settle above 3730 as traders’ appetite for risk is growing. The U.S. dollar has recently gained strong downside momentum as the BoJ intervened to stop the rally in USD/JPY. Weaker U.S. dollar is bullish for stocks as it increases profits of multinational companies and makes U.S. equities cheaper for foreign investors.

The leading oil services company Schlumberger is up by 9% after beating analyst estimates on both earnings and revenue. Schlumberger’s peers Baker Hughes and Halliburton have also enjoyed strong support today.

Vaccine makers Pfizer and Moderna gained strong upside momentum after Pfizer announced that it will raise the price of its coronavirus vaccine to $110 – $130 per shot.

Biggest losers today include Verizon and Twitter. Verizon is down by 5% despite beating analyst estimates on both earnings and revenue. Subscriber numbers missed estimates, and traders pushed the stock to multi-year lows.

Twitter stock moved towards the $50 level as the U.S. may conduct a security review of Musk’s purchase of the company.

From a big picture point of view, today’s rebound is broad, and most market segments are moving higher. Treasury yields have started to move lower after testing new highs, providing additional support to S&P 500. It looks that some traders are ready to bet that Fed will be less hawkish than previously expected.

S&P 500 Tests Resistance At 3730

S&P 500 has recently managed to get above the 20 EMA and is trying to settle above the resistance at 3730. RSI is in the moderate territory, and there is plenty of room to gain additional upside momentum in case the right catalysts emerge.

If S&P 500 manages to settle above 3730, it will head towards the next resistance level at 3760. A successful test of this level will push S&P 500 towards the next resistance at October highs at 3805. The 50 EMA is located in the nearby, so S&P 500 will likely face strong resistance above the 3800 level.

On the support side, the previous resistance at 3700 will likely serve as the first support level for S&P 500. In case S&P 500 declines below this level, it will move towards the next support level at 3675. A move below 3675 will push S&P 500 towards the support at 3640.

Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio

By Rob Isbitts

Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.

The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.

SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.

Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.

Proprietary ETF Grades
Offense/Defense: Defense

Segment: Inverse Equity

Sub-Segment: Inverse S&P 500

Correlation (vs. S&P 500): Very High (inverse)

Expected Volatility (vs. S&P 500): Similar (but opposite)

Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.

Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.

Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.

Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.

Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.

Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy

Long-Term Rating (next 12 months): Buy

Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.

ETF Investment Opinion

SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.